Uninsured and unlicensed marine contractors are a
very big problem in Southwest Florida. Some
'contractors' (including established companies) fail to
obtain proper Workers' Compensation coverage for
their employees, often resulting in conveniently low
prices. Many times crew leaders are covered, but not their
helpers. Other instances reveal that company owners are
covered, but employees are paid "under the table,"
resulting in no Workers' Compensation coverage.

Did you know that (FL) marine contractors are required to
have Liability, Longshoreman's and Jones Act coverage?

Especially important is the Longshoreman's and Jones Act coverage, which very few local
dock builders carry. This coverage protects you, the customer or homeowner from huge
employee lawsuits. It is assured that if an employee is hurt on your property and files a claim,
a lawyer will bring legal action against you.

These insurance policies, although costly, are in place to protect the contractor, employee,
and YOU, the customer. Don't take an unnecessary risk on a "bargain job" and open
yourself up to unprotected contracting.